The book outlines the technical "features" that ultimately shape a consumer's lifestyle:
Credit Scoring and Its Applications is widely regarded as a essential text for professionals and academics in the banking, finance, and risk management sectors. Written by Lyn C. Thomas, a leading authority in mathematical finance, the book bridges the gap between the theoretical mathematical models used to predict default and the practical realities of running a lending business. It provides a rigorous yet accessible framework for understanding how lenders decide who gets credit, how much they get, and at what price. credit scoring and its applications by l c thomas hot