If you are on PC, the "Calculating" loop is almost always a missing manifest file. Right-click Steam Library Properties Local Files Verify Integrity of Game Files
This is the most common fix to force the game to re-sync with the servers: Exit MyCareer and go to the menu. Once MyTeam loads, simply exit back to the main menu. Re-enter MyCareer and try upgrading again. 2. Check for "Update Required" nba 2k22 calculating upgrade cost fix install