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2026 Stress Test Scenarios - Federal Reserve Board Publication

The DFAST framework is designed to intelligently select the most informative spectral bands by focusing on three distinct "branches" of data: First Derivative Branch ( Fgradcap F sub g r a d end-sub dfast 20 7 top

: To ensure banks have enough capital to keep lending to households and businesses even during a "severely adverse" recession. The Scenarios 2026 Stress Test Scenarios - Federal Reserve Board